Motor Insurance (Car / Bike)
What it is:
Legally required third-party liability cover, plus optional own-damage protection.
Types:
Third-Party Only: Covers damage you cause to others (mandatory).
Comprehensive: Covers others + your vehicle damage (recommended).
Add-ons: Zero depreciation, roadside assistance, engine protection, etc.
Tips:
Renew on time to avoid NCB loss.
Compare quotes online vs agent plans.
Home Insurance
What it is:
Protects your house and belongings against fire, theft, natural disasters, etc.
Two parts:
Structure cover: Walls, roof, fixtures.
Contents cover: Furniture, appliances, electronics.
Why it’s useful:
Repair/replacement costs after floods, storms or burglary can be huge.
Life Insurance
Purpose:
Financial support for your family if something happens to you.
Main types:
Term Life: Pure protection — highest cover for lowest premium.
Endowment / Money-back / ULIPs: Combines insurance + savings/investment.
Tip:
For most people, a term plan is the foundational life cover.
Personal Accident Insurance
What it covers:
Accidental death / disability compensation — especially important
if you travel often or work in risky conditions.
Travel Insurance
When to buy:
For trips — domestic or international.
Covers:
Trip cancellation, lost baggage, medical emergencies abroad.
Gadget & Electronics Insurance
What it protects:
Phones, laptops, tablets — from accidental damage, theft, screen cracks.
The Insurance Savings You Expect
If you tell me your age, family situation, vehicle type (car/bike), and budget, I can suggest a personalized insurance mix that fits your everyday life!
Deciding What You Actually Need
Here’s a simple way to think about it:
✔️ Risk you face often → insurance worth considering
✔️ High potential cost even if rare → insurance usually worth it
✔️ Low cost & predictable → might self-insure (save instead)
Example:
Daily commute: motor and health insurance
Home & family: life + home + health
Travel: travel policy only when booked
Insurance for Your Everyday Needs
Customized to fit you.
Auto Insurance
Whether you're on the road or the trail, we're here to help you get the insurance you need.
Business Insurance
Business insurance can be tricky. Finding the right protection doesn't have to be. insurance can help you find what you need.
Tips Before Buying
✨ Compare policies from multiple insurers
✨ Check claim settlement ratio & customer reviews
✨ Read coverage limits and exclusions carefully
✨ Ask about add-ons (sometimes cheap & useful)
✨ Don’t buy just because of low premium